What We Do
Reciprocal Form of Insurance Company
Representative Services Include:
- Organization
- Licensing
- Advise Board of Directors, Subscribers Advisory Committee and Officers on Special Corporate Governance Issues of Reciprocals
- Structuring of Subscriber Savings Accounts
- Strategic Use of and Structuring of Other Subscriber Equity Accounts
- Subscriber Account Transfer Structures
- Allocations to Subscriber Accounts
- Subscriber Equity Account Allocation Methodologies
- Preparation of Subscriber's Agreement and Power of Attorney
- Capital Contribution Agreements
- Preparation of Other Organizational Documents
- Conversion of Stock Insurance Company to Reciprocal Insurance Company
- Internal Revenue Service Rules on Distributions
- Agreements Between Reciprocals and Attorney-in-Fact
- Attorney-in-Fact Organization and Structuring Purposes
- Special Reciprocal Tax Considerations and Analysis
- Internal Revenue Service Private Letter Ruling Requests Regarding Various Reciprocal and Subscriber Issues
- Subordinated Debt Structures and Documentation
- Special Considerations for "For Profit" Reciprocals
- Blended Reciprocal Model
- Reciprocal Reinsurance Company Structures
- Analysis of Various Reciprocal-Specific Issues and Considerations
- Non-assessability
- Terminating Subscriber Issues
- Reinsurance Agreements and Transactions
- Management Agreements
- Redomestication
- Acquisitions and Mergers
- Due Diligence
- Affiliation Agreements
- Divestitures
- Holding Company Regulation and Issues
- Existing Reciprocal Statutory Considerations
- Legislative Drafting
- Regulatory Issues
- Rate and Form Filings
- Rate Hearings
- Insurance Policy Rewrites
- Securities Issues
- Subsidiary Issues
- Examination Reports
- Market Conduct Studies
- Intellectual Property
- Twenty Plus Years Advising Reciprocal Insurance Companies