What We Do

Property and Casualty Insurance Companies

Representative Services Include:

Regulatory Compliance

Counsel on day-to-day regulatory issues
Proactive compliance reviews of marketing, claims, rating and underwriting operations
Product development, including rate and form drafting and advice for regulatory approval
Holding Company Act compliance issues and related filings
Compliance advice on Gramm-Leach-Bliley, HIPAA, Sarbanes-Oxley and other federal and state statutes
Internet marketing and related issues
Premium and income tax matters
Advise on form and rate filing approval processes
Compliance advice under unfair trade practices, unfair claim settlement practice and related statutes
Assistance with dividend and distribution regulatory approval
Assistance with market conduct and financial examinations
Represent clients before state regulators on rate and regulatory compliance matters
Assist with development of record retention policies

Formations, Reorganizations, Mergers & Acquisitions, Transfers and General Matters

Organization, formation and licensing, including drafting disclosure and offering documents
Advise and counsel on acquisitions, mergers, conversions, reorganizations, redomestications, loss-portfolio transfers, divestitures, and fronting
Conversion of stock companies to other structures
Advise on corporate governance, due diligence, strategic tax issues, affiliation agreements, management agreements, reinsurance agreements and other significant transactions

Coverage Matters

Legislative Advocacy and Representation

Advise on legislative strategy in connection with licensing and other matters
Track and monitor existing legislation and proposed enactments affecting clients’ lines of business
Draft new legislation and major revisions to existing statutes to promote clients’ initiatives or goals